I would look at high expense ration active funds as the gambling that they are. If you have money to loose and want to step up to the gambling table go for it. You might even get lucky! Of course, the house (fund managers) always win though.

If you are looking for something that has a higher success rate then I would stick with my recommendations. To be clear though, there is plenty of room for risk taking within index funds f that is your aim. You do that by by weighing heavily towards stocks.

For instance, the vanguard 2065 target date fund is 90% stocks and 10% bonds right now. You can read a quick overview of risk/return and asset allocation here:




Ben Darfler

Engineering Leader, Father, Meditator, Elected Official, He/Him. Currently Director @ Honeycomb.io